ith what it means by occupational accident insurance. It’s insurance that provides to self-employed drivers via your organization. You also give them the option of purchasing the insurance.
They cover… They typically cover accidents like injury and death, medical, and accident disability. The policy can be triggered due to the occurrence of an accident in the course of work, which includes driving or non-driving. It could, for instance, provide coverage if a driver was involved in an accident while driving, or if they were to get hit by another vehicle while at an rest stop.
Then, why do you need to provide occupational injury insurance? By not offering these protections to contractors who are independent creates exposure for your business. Drivers who are not insured can cause harm to your business and can sue you for compensation.
You can watch the video to find out more about occupational injury insurance, its coverage, and why it’s important to provide the insurance.